Transworld Systems Phone Harassment — Know Your Rights & Stop the Calls

Blog Article

Have you been receiving persistent, unwanted phone calls from Transworld Systems, Inc. (TSI)? If so, you’re not alone. Consumers across the country report being subjected to excessive calls, threats, and intimidating debt collection tactics from this company. At ConsumerLawFirmCenter.com, we help people just like you put an end to these harassing practices and hold companies accountable for violating the law.

Transworld Systems, Inc. is a third-party debt collection agency that collects debts on behalf of creditors, including those related to student loans, healthcare, and credit cards. While collecting a debt is legal, harassment is not. Federal law provides protection for consumers who are being harassed, abused, or misled by debt collectors.

What Is Phone Harassment?

Phone harassment occurs when a debt collector contacts you excessively or uses abusive, threatening, or deceptive language to force you into making a payment. Some consumers report receiving multiple calls per day, calls at inappropriate hours, and even threats of legal action or arrest.

Common complaints about Transworld Systems include:

Repeated phone calls throughout the day

Calls before 8 a.m. or after 9 p.m.

Use of aggressive or threatening language

Calling your workplace, family members, or neighbors

Leaving vague or misleading voicemails

Using robocalls or automated systems without consent

If you are experiencing any of these behaviors, it may be considered illegal debt collection harassment under federal law.

You Have Legal Rights

The Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA) protect you from harassing debt collection practices.

Under the FDCPA, debt collectors cannot:

Call you repeatedly or at inconvenient times

Threaten arrest, wage garnishment, or lawsuits they don’t intend to file

Contact third parties about your debt

Use abusive or profane language

Refuse to stop calling after receiving a cease-and-desist request

Under the TCPA, they cannot:

Call your cell phone using robocalls or auto-dialers without your prior consent

Continue calling after you have requested that they stop

Violations of these laws can entitle you to statutory damages of up to $1,000 under the FDCPA and $500–$1,500 per call under the TCPA.

What You Can Do

If you're receiving harassing calls from Transworld Systems:

Document every call — date, time, phone number, and content.

Send a cease-and-desist letter requesting they stop contacting you.

Request written validation of the debt.

File complaints with the CFPB, FTC, or your state attorney general.

Contact a consumer protection attorney to discuss your rights.

TRANSWORLD SYSTEMS PHONE HARASSMENT — KNOW YOUR RIGHTS & STOP THE CALLS

Transworld Systems Phone Harassment — Know Your Rights & Stop the Calls